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Healthy Pet Insurance

August 07, 2008  |  Difficulty: Easy

Healthy Pet Insurance plans offer comprehensive coverage for dogs and cats in the UK, Canada and the United States.  Healthy Pet Insurance provides different plans that cover major medical accidents and injuries plus senior plans that cover the major illness of dogs 8 years and older.  If your older pet succumbs to stroke, cancer, seizure or heart problems, he will be covered under this program.  The programs are simple to understand and there is no long waiting period for coverage. Deductibles and monthly premiums are fixed, so you know exactly how your policy may fit into your budget. Regular, routine office visits, vaccinations and check-ups are not covered, however.
  • Enrollment begins at 8 weeks up until age 8. After that, senior care plans are available.
  • Policies pay 100% of all payable claims less any fixed deductible per incident up to your coverage limit.
  • Policy is simple: you pay a flat $50 deductible for each incident claimed, whether illness or injury.
  • All cancers and catastrophic illness are covered.
  • Offers hereditary and congenital breed defects coverage to suit your pet’s needs.
  • No itemized, restrictive listing of benefits.
  • Pick your own veterinarian as there are no restrictions of vet choices.
  • All breeds of dogs and cats (except Sharpei) are accepted. Medical records will be required at the time of enrollment. The policy will remain in full force for your pet’s entire life.
  • Pre-existing medical conditions are restricted and neutering/spaying is not covered.  
  • Premiums per month range from under $10 for accident only coverage to about $35 for 100% accident and illness coverage.
  • Visit the website at www.healthy-pets.com.

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